Setpoint is a financial planning and simulation platform that helps individuals, households, and businesses understand where their money is headed and how today’s decisions shape their future. Inspired by industrial process control and the clear, purposeful interfaces used in control rooms, it brings together cash-flow forecasting, account balances, debt, savings, and financial objectives in one connected model. Users can define targets and limits—their “setpoints”—compare what-if scenarios, and spot projected shortfalls before they happen. Its value is turning complex financial relationships into a clear picture of what matters, why it’s changing, and which decisions could improve the outcome, giving people more confidence and control over their financial lives.